yabo官网

政策资讯 Policy information
中国银保监会发布《金融租赁公司监管评级办法(试行)》
发布时间:2019-07-06  
信息来源:中国银保监会  
浏览次数:

 

yabo官网 WEIJIANQUANHEWANSHANJINRONGZULINGONGSIJIANGUANZHIDUTIXI,QIANGHUAFENLEIJIANGUAN,TUIDONGJINRONGZULINGONGSICHIXUJIANKANGFAZHAN,JINRI,ZHONGGUOYINBAOJIANHUIFABU《JINRONGZULINGONGSIJIANGUANPINGJIBANFA(SHIXING)》(YIXIAJIANCHENG《BANFA》)。

 

 
 
 
 

《BANFA》GONGWUZHANGERSHISITIAO,ZHUYAOBAOKUOZONGZE、PINGJIYAOSUHEPINGJIFANGFA、PINGJICAOZUOGUICHENG、FENLEIJIANGUAN、FUZEDENGWUBUFEN,CONGZONGTISHANGDUIJINRONGZULINGONGSIJIANGUANPINGJIGONGZUOZUOCHUANPAI。YISHISHEDINGJIANGUANPINGJIYAOSUHEFANGFA。JINRONGZULINGONGSIJIANGUANPINGJIYAOSUZHUYAOBAOKUOZIBENGUANLI、GUANLIZHILIANG、FENGXIANGUANLI、ZHANLVEGUANLIYUZHUANYENENGLISIGEFANGMIAN,QUANZHONGZHANBIFENBIEWEI15%、25%、35%、25%。《BANFA》HAIZHENDUIJINRONGZULINGONGSIFASHENGZHONGDASHEXINGANJIANDENGTESHUQINGXINGSHEZHILEXIANGYINGPINGJIDIAOJIANGTIAOKUAN。ERSHIMINGQUEJIANGUANPINGJICAOZUOGUICHENG。JINRONGZULINGONGSIJIANGUANPINGJIFENWEIYINBAOJIANHUIPAICHUJIGOUCHUPING、YINBAOJIANHUIFUHE、FANKUIJIANGUANPINGJIJIEGUO、DANGANGUIJIDENGHUANJIE。NIANDUPINGJIGONGZUOYUANZESHANGYINGYUMEINIAN5YUEDIQIANWANCHENG。SANSHIQIANGHUAJIANGUANPINGJIJIEGUOYUNYONG。JINRONGZULINGONGSIJIANGUANPINGJIJIEGUOFENWEI1JI、2JI(A、B)、3JI(A、B)、4JIHE5JIGONG5GEJIBIE7GEDANGCI。JIANGUANPINGJIJIEGUOJISHUYUEDABIAOMINGJIBIEYUECHA,YUEXUYAOJIANGUANGUANZHU。JINRONGZULINGONGSIDEJIANGUANPINGJIJIEGUOSHIJIANGUANJIGOUHENGLIANGGONGSIJINGYINGZHUANGKUANG、FENGXIANCHENGDUHEFENGXIANGUANLINENGLI,ZHIDINGJIANGUANGUIHUA、PEIZHIJIANGUANZIYUAN、CAIQUJIANGUANCUOSHIHEXINGDONGDEZHONGYAOYIJU。

《BANFA》DEFABUHESHISHI,JINYIBUWANSHANLEJINRONGZULINGONGSIJIANGUANGUIZHI,WEIQIANGHUAFENLEIJIANGUANTIGONGLEZHIDUZHICHENG,YOULIYUTISHENGJINRONGZULINGONGSIJIANGUANXIAONENG,CUJINJINRONGZULINGONGSIMAIXIANGGAOZHILIANGFAZHAN,CHIXUTISHENGFUWUSHITIJINGJIZHIXIAO。

 
 
 
 

yabo官网  

 

ZHONGGUOYINBAOJIANHUIBANGONGTINGyaboGUANWANGYINFA

yabo官网 JINRONGZULINGONGSIJIANGUANPINGJIBANFA(SHIXING)DETONGZHI

yabo官网  

yabo官网 GEYINBAOJIANJU:

《JINRONGZULINGONGSIJIANGUANPINGJIBANFA(SHIXING)》YIJINGYINBAOJIANHUITONGYI,XIANYINFAJINIMEN,QINGZUNZHAOZHIXING。

 

yabo官网 2020NIAN6YUE30RI

 

(CIJIANFAZHIYINBAOJIANFENJUHEJINRONGZULINGONGSI)

yabo官网  

 

JINRONGZULINGONGSIJIANGUANPINGJIBANFA(SHIXING)

yabo官网  

 

第一章  总则

 

DIYITIAO WEIQUANMIANPINGGUJINRONGZULINGONGSIDEJINGYINGGUANLIYUFENGXIANZHUANGKUANG,HELIPEIZHIJIANGUANZIYUAN,JIAQIANGFENLEIJIANGUAN,CUJINJINRONGZULINGONGSICHIXUJIANKANGFAZHAN,GENJU《ZHONGHUARENMINGONGHEGUOYINXINGYEJIANDUGUANLIFA》《JINRONGZULINGONGSIGUANLIBANFA》DENGYOUGUANFALVFAGUIDEGUIDING,ZHIDINGBENBANFA。

 

yabo官网 DIERTIAO   BENBANFASHIYONGYUZAIZHONGHUARENMINGONGHEGUOJINGNEIYIFASHELIQIEKAIYESHIJIANYIMANYIGEWANZHENGHUIJINIANDUYISHANGDEJINRONGZULINGONGSIFARENJIGOUDEJIANGUANPINGJI。

yabo官网  

DISANTIAO   JINRONGZULINGONGSIJIANGUANPINGJISHIZHIJIANGUANJIGOUGENJURICHANGJIANGUANZHANGWOQINGKUANGYIJIQITAXIANGGUANXINXI,ANZHAOBENBANFADUIJINRONGZULINGONGSIDEZHENGTIZHUANGKUANGZUOCHUPINGJIAPANDUANDEJIANGUANGUOCHENG,SHISHISHIFENLEIJIANGUANDEJICHU。

yabo官网  

yabo官网 DISITIAO   JINRONGZULINGONGSIDEJIANGUANPINGJIGONGZUOYOUZHONGGUOYINXINGBAOXIANJIANDUGUANLIWEIYUANHUI(YIXIAJIANCHENGYINBAOJIANHUI)JIQIPAICHUJIGOU(BAOKUOYINBAOJIANJUHEYINBAOJIANFENJU)ANZHAOBENBANFAZUZHISHISHI。

 

第二章  评级要素和评级方法

 

yabo官网 DIWUTIAO   JINRONGZULINGONGSIJIANGUANPINGJIYAOSUBAOKUOZIBENGUANLI、GUANLIZHILIANG、FENGXIANGUANLI、ZHANLVEGUANLIYUZHUANYENENGLIDENGSIFANGMIANNEIRONG。JINRONGZULINGONGSIJIANGUANPINGJIYAOSUYOUDINGLIANGHEDINGXINGLIANGLEIPINGJIZHIBIAOZUCHENG。

yabo官网  

yabo官网 DILIUTIAO     JINRONGZULINGONGSIJIANGUANPINGJIZHUYAOBAOHANYIXIANEIRONG:

yabo官网 (YI)PINGJIYAOSUQUANZHONGSHEZHI。GEJIANGUANPINGJIYAOSUDEBIAOZHUNQUANZHONGFENPEIRUXIA:ZIBENGUANLI(15%)、GUANLIZHILIANG(25%)、FENGXIANGUANLI(35%)、ZHANLVEGUANLIYUZHUANYENENGLI(25%)。

yabo官网 (ER)PINGJIZHIBIAOHEPINGJIYAOSUDEFEN。PINGJIZHIBIAODEFENYOUJIANGUANRENYUANANZHAOPINGFENBIAOZHUNPINGGUHOUJIEHEZHUANYEPANDUANQUEDING。PINGJIYAOSUDEFENWEIGEPINGJIZHIBIAODEFENJIAZONG。

yabo官网 (SAN)PINGJIDEFEN。PINGJIDEFENYOUGEPINGJIYAOSUDEFENANZHAOYAOSUQUANZHONGJIAQUANHUIZONGHOUHUODE。

yabo官网 (SI)JIANGUANPINGJIJIEGUOQUEDING。GENJUFENJIBIAOZHUN,YIPINGJIDEFENQUEDINGJIANGUANPINGJICHUBUJIBIEHEDANGCI,ZAICIJICHUSHANG,JIEHEJIANGUANPINGJIDIAOZHENGYINSUXINGCHENGJIANGUANPINGJIJIEGUO。

yabo官网  

DIQITIAO  JINRONGZULINGONGSIDEJIANGUANPINGJIJIBIEHEDANGCIFENWEI1JI、2JI(A、B)、3JI(A、B)、4JIHE5JIGONG5GEJIBIE7GEDANGCI,JISHUYUEDABIAOMINGPINGJIYUECHA,YUEXUYAOJIANGUANGUANZHU。

yabo官网 JIANGUANPINGJIDEFENZAI90FEN(HAN)YISHANGWEI1JI;70FEN(HAN)ZHI90FENWEI2JI,QIZHONG:80FEN(HAN)ZHI90FENWEI2A,70FEN(HAN)ZHI80FENWEI2B;50FEN(HAN)ZHI70FENWEI3JI,QIZHONG:60FEN(HAN)ZHI70FENWEI3A,50FEN(HAN)ZHI60FENWEI3B;40FEN(HAN)ZHI50FENWEI4JI;40FENYIXIAWEI5JI。

 

yabo官网 DIBATIAO   DUIYUCUNZAIYIXIAQINGXINGDEJINRONGZULINGONGSI,JIANGUANJIGOUYINGZAIPINGJIDEFENDUIYINGJIBIEHEDANGCIJICHUSHANG,CAIQUXIANGYINGCUOSHI:

yabo官网 (YI)FASHENGZHONGDASHEXINGANJIAN、CUNZAICAIWUZAOJIA、BEIJIYUXINGZHENGCHUFAHEBEICAIQUJIANGUANQIANGZHICUOSHIDE,YINGQUBIEQINGXINGQUEDINGSHIFOUCAIQUXIADIAOCUOSHI,QIEJIANGUANPINGJIJIEGUOYINGDIYU2JI;

yabo官网 (ER)WUFAZHENGCHANGJINGYING,CHUXIANYANZHONGXINYONGWEIJI,YANZHONGYINGXIANGZHAIQUANRENLIYIHEJINRONGZHIXUWENDINGDE,JIANGUANPINGJIJIEGUOYINGWEI5JI;

yabo官网 (SAN)JIANGUANJIGOURENDINGDEQITAYINGXIADIAOJIANGUANPINGJIDEQINGXING,KESHIQINGJIEQINGZHONGJUEDINGXIADIAOCUOSHI。

yabo官网  

第三章  评级操作规程

yabo官网  

DIJIUTIAO     JINRONGZULINGONGSIDEJIANGUANPINGJIZHOUQIWEIYINIAN,PINGJIAQIJIANWEISHANGYINIAN1YUE1RIZHI12YUE31RI。NIANDUPINGJIGONGZUOYUANZESHANGYINGYUMEINIAN5YUEDIQIANWANCHENG。

 

DISHITIAO   JINRONGZULINGONGSIJIANGUANPINGJIANZHAOYINBAOJIANHUIPAICHUJIGOUCHUPING、YINBAOJIANHUIFUHE、FANKUIJIANGUANPINGJIJIEGUO、DANGANGUIJIDECHENGXUJINXING。

yabo官网  

DISHIYITIAO   YINBAOJIANHUIPAICHUJIGOUDUIXIANEIJINRONGZULINGONGSIJINXINGJIANGUANPINGJICHUPING。YINBAOJIANHUIPAICHUJIGOUZAIJIANGUANPINGJISHIYINGPEIZHICHONGZUDEJIANGUANZIYUAN,QUEBAOPINGJIGONGZUOSHUNLIKAIZHAN。

yabo官网  

DISHIERTIAO   JIANGUANPINGJICHUPINGYINGDANGLIQIUGUANGFANHUIJIGEFANGMIANXINXI,QUANMIANFANYINGJINRONGZULINGONGSIDEGONGSIZHILI、FENGXIANGUANLI、YEWUJINGYING、BINGBIAOGUANLIDENGQINGKUANG。XIANGGUANXINXIBAOKUODANBUXIANYU:FEIXIANCHANGJIANGUANXINXI、XIANCHANGJIANCHABAOGAO、GONGSIYOUGUANJINGYINGGUANLIWENJIAN、SHENJIBAOGAOJIQITAZHONGYAOWAIBUXINXIDENG。XINXISHOUJIYOUJIGOUJIANGUANBUMENQIANTOUWANCHENG,BINGCHONGFENZHENGQIUXIANCHANGJIANCHA、GONGNENGJIANGUANDENGYOUGUANJIANGUANBUMENDEYIJIAN。

 

yabo官网 DISHISANTIAO   JIANGUANPINGJICHUPINGYINGDANGDUISHOUJIDEXINXIJINXINGZIXIZHENGLI、SHAIXUANHEFENXI,QUEDINGJINRONGZULINGONGSIDEGUANJIANWENTIHEZHUYAOFENGXIANYIJIXUYAOJINYIBULEJIEDEPINGJIXINXI。BIYAOSHI,KEDAOBEIPINGJIJINRONGZULINGONGSIJINXINGXIANCHANGZOUFANG,QUANMIANLEJIEQINGKUANGBINGSHOUJIXIANGGUANXINXI。

yabo官网  

DISHISITIAO  JIANGUANPINGJICHUPINGDUIMEIYIXIANGPINGJIYAOSUDEPINGJIAYINGDANGFENXISHENRU、LIYOUCHONGFEN、PANDUANHELI,ZHUNQUEFANYINGJINRONGZULINGONGSIDESHIJIZHUANGKUANG,BINGJUCIWANCHENGXIANGGUANDEPINGJIGONGZUODIGAO。

YINBAOJIANJUFUZESHENDINGSUOXIAJINRONGZULINGONGSIDEJIANGUANPINGJICHUPINGJIEGUO,BINGYUMEINIAN4YUEDIQIANJIANGXIANEIJINRONGZULINGONGSIDEJIANGUANPINGJICHUPINGJIEGUOYIJIANGUANPINGJIBAOGAOXINGSHIBAOSONGYINBAOJIANHUI。

 

yabo官网 DISHIWUTIAO   YINBAOJIANHUIDUIYINBAOJIANJUBAOSONGDECHUPINGJIEGUOJINXINGFUHE,BINGJIANGJIANGUANPINGJIZUIZHONGJIEGUOYISHUMIANXINGSHIFANKUIXIANGYINGYINBAOJIANJU。

 

DISHILIUTIAO   YINBAOJIANHUIPAICHUJIGOUYINGDANGJIANGJINRONGZULINGONGSIDEJIANGUANPINGJIZUIZHONGJIEGUOYIJICUNZAIDEZHUYAOFENGXIANHEWENTI,TONGGUOHUITAN、SHENSHENJIANGUANHUIYI、JIANGUANYIJIANSHUDENGFANGSHITONGBAOJIJINRONGZULINGONGSI,BINGTICHUZHENGGAIYAOQIU。

 

DISHIQITIAO  PINGJIGONGZUOJIESHUHOU,YINBAOJIANHUIPAICHUJIGOUYINGJIANGPINGJIXINXI、PINGJIGONGZUODIGAO、PINGJIJIEGUO、PINGJIJIEGUOFANKUIHUITANJIYAODENGWENJIANZILIAOCUNDANG。

 

DISHIBATIAO JINRONGZULINGONGSIJIANGUANPINGJIJIEGUOYUANZESHANGJINGONGJIANGUANJIGOUNEIBUSHIYONG。BIYAOSHI,JIANGUANJIGOUKEYICAIQUSHIDANGFANGSHIXIANGYOUGUANZHENGFUBUMEN、JINGWAIJIANGUANDANGJUDENGTONGBAOJINRONGZULINGONGSIDEJIANGUANPINGJIJIEGUO,DANYINGYAOQIUQIBUDEXIANGDISANFANGPILUHUOGONGKAI。JINRONGZULINGONGSIYINGDUIJIANGUANPINGJIJIEGUOYANGEBAOMI,BUDEJIANGJIANGUANPINGJIJIEGUODUIWAIPILU,BUDEYONGYUGUANGGAO、XUANCHUAN、YINGXIAODENGSHANGYEMUDE。

yabo官网  

第四章 分类监管

 

DISHIJIUTIAO   JINRONGZULINGONGSIDEJIANGUANPINGJIJIEGUOYINGDANGZUOWEIJIANGUANJIGOUHENGLIANGJINRONGZULINGONGSIJINGYINGZHUANGKUANG、FENGXIANCHENGDUHEFENGXIANGUANLINENGLI,ZHIDINGJIANGUANGUIHUA、PEIZHIJIANGUANZIYUAN、CAIQUJIANGUANCUOSHIHEXINGDONGDEZHONGYAOYIJU。JINRONGZULINGONGSIDEJIANGUANPINGJIJIEGUOHAIYINGDANGZUOWEIJINRONGZULINGONGSISHICHANGZHUNRUCANKAOYINSU。

YINBAOJIANHUIPAICHUJIGOUYINGDANGJIEHEJINRONGZULINGONGSIDEJIANGUANPINGJIJIEGUO,SHENRUFENXIGONGSICUNZAIDEFENGXIAN、WENTIJIQICHENGYIN,ZHIDINGMEIJIAJINRONGZULINGONGSIDEZONGHEJIANGUANJIHUA,MINGQUEJIANGUANZHONGDIAN,QUEDINGFEIXIANCHANGJIANCEHEXIANCHANGJIANCHADEPINLV、FANWEI,DUCUJINRONGZULINGONGSIDUIFAXIANDEWENTIJISHIZHENGGAI。

DUIJIANGUANPINGJIWEI1JIDEJINRONGZULINGONGSI,YIFEIXIANCHANGJIANGUANWEIZHU,DINGQIJIANCEGEXIANGJIANGUANZHIBIAO、YEWUSHUJU,SHIQINGKUANGJINXINGXIANCHANGJIANCHA,ZAICHUANGXINYEWUSHIDIANDENGFANGMIANJIYUSHIDANGZHICHI。

DUIJIANGUANPINGJIWEI2JIDEJINRONGZULINGONGSI,JIAQIANGRICHANGFEIXIANCHANGJIANGUANFENXI,TONGGUOZOUFANG、HUITANHEDIAOYANDENGFANGSHIZHANGWOZUIXINJINGYINGZHUANGKUANG,BINGBAOCHIYIDINGDEXIANCHANGJIANCHAPINLV,JISHIFAXIANGONGSIJINGYINGGUANLIZHONGCUNZAIDEFENGXIANHEWENTI,DUCUQICHIXUGAISHANFENGXIANGUANLIHENEIBUKONGZHI。

DUIJIANGUANPINGJIWEI3JIDEJINRONGZULINGONGSI,SHIDANGTIGAOFEIXIANCHANGJIANGUANHEXIANCHANGJIANCHAPINLV、SHENDU,MIQIEGUANZHUGONGSICUNZAIDEBORUOHUANJIE,BIYAOSHIYUETANDONGSHIHUIHEGAOJIGUANLICENG,DUCUGONGSICAIQUCUOSHIGAISHANJINGYINGGUANLI、JIJIHUAJIEFENGXIAN,YIFADUIYEWUHUODONGDENGCAIQUYIDINGXIANZHICUOSHI。

yabo官网 DUIJIANGUANPINGJIWEI4JIDEJINRONGZULINGONGSI,JIYUGAODU、CHIXUJIANGUANGUANZHU,QUANMIAN、JISHIZHANGWOGONGSIFENGXIAN、WENTIQINGKUANGHEBIANHUAQUSHI,LIEWEIXIANCHANGJIANCHAZHONGDIANDUIXIANG,ZHIDINGYOUZHENDUIXINGDEXIANCHANGJIANCHAJIHUA,ZENGJIAYUDONGSHIHUIHEGAOJIGUANLICENGDEJIANGUANHUITANPINDU,YAOQIUQILIJICAIQUCUOSHIGAISHANJINGYINGZHUANGKUANG、JIANGDIFENGXIANSHUIPING,KEQUBIEQINGXINGYIFACAIQUZELINGZANTINGBUFENYEWU,XIANZHIFENPEIHONGLIHEQITASHOURU,ZELINGDIAOZHENGDONGSHI、GAOJIGUANLIRENYUANHUOXIANZHIQIQUANLI,ZELINGKONGGUGUDONGZHUANRANGGUQUANHUOZHEXIANZHIYOUGUANGUDONGDEQUANLIDENGCUOSHI。

DUIJIANGUANPINGJIWEI5JIDEJINRONGZULINGONGSI,JISHIZHIDINGHEQIDONGYINGJICHUZHIYUAN。DUIYIJINGWUFACAIQUCUOSHIJINXINGJIUZHUDE,KEYIYIFAQIDONGSHICHANGTUICHUJIZHI。

 

DIERSHITIAO   YINBAOJIANHUIPAICHUJIGOUYINGJIAQIANGDUIJINRONGZULINGONGSIDANXIANGYAOSUPINGJIDEFENQINGKUANGDEJIANGUANGUANZHU,JIEHEPINGJIFANYINGWENTI,SHIQINGKUANGCAIQUDUCUGONGSIZHIDINGZHENGGAIJIHUA、KAIZHANZHUANXIANGXIANCHANGJIANCHADENGCUOSHI。

 

第五章 附则

 

DIERSHIYITIAO   YINBAOJIANHUIKEGENJUJINRONGZULINGONGSIDEFENGXIANTEZHENGHEJIANGUANZHONGDIAN,YUMEINIANKAIZHANJIANGUANPINGJIGONGZUOQIANSHIDANGDIAOZHENGPINGJIYAOSUHEPINGJIFANGFA。

 

DIERSHIERTIAO   DUIYUZAIJIANGUANPINGJIGONGZUOJIESHUHOUFAXIANJINRONGZULINGONGSIZHONGDAFENGXIANHUOZHONGDAWENTIDE,YINBAOJIANJUKEXIANGYINBAOJIANHUITICHUXIADIAOJINRONGZULINGONGSIJIANGUANPINGJIJIEGUODEJIANYI,YINBAOJIANHUIFUHEHOUCAIQUXIANGYINGDIAOZHENGCUOSHI。

 

yabo官网 DIERSHISANTIAO    BENBANFAYOUYINBAOJIANHUIFUZEJIESHI。

 

DIERSHISITIAO    BENBANFAZIYINFAZHIRIQISHIXING。


yabo网 U赢电竞 极速时时彩_极速时时彩官方网站 yabo88_yabo88官网 真人百家乐-真人网上投注平台 重庆欢乐生肖 | 重庆欢乐生肖yabo官网 分分PK拾_分分pk拾下载-官网